Lending Solutions

Business lending built for New Zealand

Capital Connect provides flexible, asset-backed lending to businesses across logistics, manufacturing, construction and beyond, moving at the speed your business requires.

Lending Solutions

Comprehensive funding solutions

Working Capital Loans

Working capital loans immediately strengthen your business balance sheet and cash on hand to support day-to-day operations, manage short-term cash requirements, and respond to opportunities.

Key points
  • Strengthen operational cash position
  • Fast application and decision process
  • Tailored repayment schedules
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Asset Finance

Asset finance helps your business acquire commercial equipment, vehicles, machinery or technology without tying up working capital. Payments are structured to suit timelines align with the productive life of the asset, enabling growth.

Key points
  • Finance essential business assets
  • Payments structured to suit cash flow
  • Enables investment without upfront capital
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Business Term Loan

Business term loans provide a defined facility with a fixed term and repayment schedule. These loans support growth initiatives and strategic business expansion or capital projects.

Key points
  • Fixed term business funding
  • Structured repayment for planning certainty
  • Suitable for strategic expansion or capital projects
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Trade Finance

Trade finance supports importers and exporters with short-term facilities that bridge the gap between paying suppliers and collecting from customers, easing pressure on cash flow across the trade cycle.

Key points
  • Funds imports and exports
  • Bridges the trade cycle
  • Secured against trade receivables and stock
Make an Enquiry

Bridging Finance

Bridging finance provides short-term, asset-backed funding to bridge timing gaps between transactions or while permanent finance is arranged, with fast decisioning and flexible settlement terms.

Key points
  • Fast, short-term capital
  • Secured against property or assets
  • Flexible terms to suit your timeline
Make an Enquiry
Why Capital Connect

Speed, flexibility and certainty

Capital Connect provides direct credit decisions, fast documentation and reliable settlement, allowing borrowers and advisers to transact with confidence. We are not a bank. We move differently.

Direct credit decision making
Flexible loan structures
Fast documentation & settlement
First and second mortgage security
Experienced, responsive team
Transparent terms and pricing
120+
Monthly Enquiries
15–20%
Qualification Rate
<15 Days
Time to Drawdown
1.5–2x
Annual Capital Turns
Funding Enquiry

Tell us about your funding requirement

Complete the form and a member of our lending team will be in touch to discuss your requirements. All enquiries are treated in strict confidence.

What we'll need from you
Funding amount and purpose
Details of security offered
Business overview and trading history
Desired timeframe for settlement

All enquiries are treated in strict confidence. Capital Connect lends to businesses and is not a retail lender.